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Auto Loans

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Your Ride, Your Rules, Our Rate

Get an auto loan that’s right for you.

Go ahead. Kick the tires of Police FCU’s loan rate. We think you’ll like what you see. We offer auto loans for new and used purchases, as well as refinancing options for existing auto loans. Whether you are looking to get behind the wheel of a new ride or lower your payment, we have the auto loan solution that’s right for you.

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New and Used Auto Loans

Take advantage of a Police FCU auto loan when purchasing a new or used vehicle. Get pre-approved before you even head to the dealer lot!

  • Flexible terms up to 84 months3 (insert disclosure3 – minimum 650 FICO requirement for extended term financing)
  • Competitive fixed rates
  • Up to 123% financing, including tags, taxes, title, dealer prep fees, GAP Plus, and extended warranty2
  • Up to $500 cash back on qualified refinances, not to exceed NADA value
  • No prepayment penalty
  • Up to 60 days no payments on new loans3

Apply for an Auto Loan

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Auto Loan Refinancing

Refinance your existing auto loan with Police FCU and take the opportunity to lower your rate, monthly payment, or both!

  • Flexible terms up to 84 months3
  • Competitive fixed rates
  • Up to 123% financing available2
  • No prepayment penalty
  • Up to 60 days no payments on new loans3

Refinance My Auto Loan

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Title Loan Alternatives

Title, second chance auto, and credit builder loans are available for lessor loan amounts and shorter repayment terms. Special requirements and certain restrictions for qualification apply. The following documents are required:

  • Vehicle title with no liens
  • Identification matching the name on title
  • Current vehicle registration
  • Proof of vehicle insurance
  • Proof of ability to repay

Contact Police FCU for more information about title loan alternatives.

Contact Police FCU

Looking for more information about a Police FCU auto loan?

Have an experienced Police FCU representative contact you! Just provide your information below and someone will get in touch with you soon.

*APR = Annual Percentage Rate. Rates are subject to change without prior notice. Rates are based on applicant(s) credit score. Your rate may vary from stated rate.

2 Qualified borrowers may receive up 123% LTV financing with purchase of GAP or Warranty.
3 Minimum credit score required for extended loan term financing. See a credit union representative for complete details. The loan will still accrue interest during the 60-day no payment deferral period.

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