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Checking Accounts

Eligible for membership?
Looking for a better place for your financial future?

Better Checking, That’s Our Beat

Whether your style is benefits, or basic is more your speed, Police Federal Credit Union has a checking account that will fit your lifestyle.

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Benefits Plus® Checking

Our Benefits Plus® checking account offers exclusive benefits!

  • Receive your direct deposit up to three business days early.1
  • Earn a premium dividend rate on your balance.
  • No minimum balance is required.
  • Get a free Visa® debit card with ScoreCard Debit Rewards.
  • Get free overdraft protection from a savings account.2
  • Enjoy discounts on everyday purchases.
  • And so much more!

See All the Benefits of Benefits Plus® Checking

Open a Checking Account

Log in to Benefits Plus®

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Basic Checking

Our Basic Checking account is everything you need and nothing you don’t.

  • Receive your direct deposit up to three business days early.1
  • Pay no monthly fees or service charges.
  • No minimum balance is required.
  • Earn dividends on your balance.
  • Get a free Visa® debit card with ScoreCard Debit Rewards.
  • Get free overdraft protection from a savings account.2

Open a Basic Checking

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Visa® Debit Card

Make everyday purchases with confidence with a Police FCU Visa® debit card.

  • Pay no annual fee or monthly usage fees.
  • Pay no interest or finance charges.
  • Use anywhere Visa® is accepted.
  • Enjoy free, real-time card protections with CardNav.
  • Get free, automatic enrollment in ScoreCard Debit Rewards.

Plus, all Police FCU checking accounts enjoy:

  • Free digital and mobile banking, including mobile deposit
  • Free online bill payment
  • CardNav debit card controls
  • ScoreCard Debit Rewards
  • Free estatements
  • Access to over 30,000 surcharge-free ATMs nationwide3
  • Access to over 5,000 shared-branch locations nationwide3
  • Overdraft protection options

Looking for more information about a Police FCU checking account?

Have an experienced Police FCU representative contact you! Just provide your information below and someone will get in touch with you soon.

Disclosures:

1Early access to direct deposit funds depends on the timing of payer’s submission of deposit. We generally post such deposits on the business day they are received, which may be up to 3 business days earlier than the scheduled payment date. Early access is not guaranteed.

2Federal regulations limit the total number of electronic transfers from any non-transactional account –Share Savings, Clubs, or Money Market – to six (6) per account per month. This includes overdraft transfers, online transfers and cleared checks from a Money Market account. You can make an unlimited number of transfers and withdrawals through the mail, at an ATM, and in person at a branch. Transfers made to a Police FCU loan account are not included in the limitation of six (6) per account per month. For additional information, refer to Police FCU’s Schedule of Fees and Membership and Account Agreement.

3Restrictions apply. See schedule of fees for details.

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