For your borrowing needs, check out Police FCU first! We will work with your individual needs, get you qualified, and get you the best rates that we can!* **you must be a Police FCU member to apply for a Police FCU loan**
The Police Federal Credit Union offers a variety of lending programs which include:
- Mortgages - (click to visit our Online Mortgage Center)
- Refinancing
- Home Equity Loans
- Vehicle Loans - New and Used
- Backup Line of Credit
- Signature Loans
- Share Secured Loans
- Student Loans
- Credit Cards
For your convenience, the loan applications are available online (BELOW), so you can take your time to complete and submit online via our secure, encrypted environment or print it and mail, fax or bring it in.
**you must be a Police FCU member to apply for a Police FCU loan**
*rates and approvals based on individual's credit rating and credit worthiness.
Mortgages - Online Mortgage Center
Home Equity (do not apply online)
School tuition, home repairs or renovations, consolidation of bills - there are many different uses for a home equity loan. The Police FCU home equity loan is a great option that features great rates and flexible terms. Whatever your need is, Police FCU can provide the funds for it.
- Borrow up to 90% of the equity in your home
- Repayment terms up to 180-months
To apply for a home equity loan, please email your request to our secure email or call 301.817.1200 and a loan officer will contact you to assist with the loan application process.
Closed End Home Equity - Payment Example: $50,000 auto loan at 4.74% APR for 180 months is equal to a monthly payment of $388.62
NMLS#406397
Auto Loan
Police FCU has the key to your new auto loan or refinance your current to a lower rate!* Unlock a great rate and get on the road with your new car today!
- Low rates
- Up to 100% financing (used vehicles are based on NADA book value)
- online applications with quick approvals (typically within 24 hours)
- get pre-approved with us and make your vehicle purchase experience easier
Let Police FCU help you get into your new car today!!!
**you must be a Police FCU member to apply for a Police FCU loan**
Auto calculator
New Cars - Avoid being taken for a ride - do your homework before you go to the dealership. Click here for some new car buying tips - New Car Buying Coach
Used Cars - That lemon will definitely leave a sour taste in your mouth, do your homework before you commit to that used car. Click here for some used car buying tips - Used Car Buying Coach
Payment Example: $20,000 auto loan at 3.94% APR for 63 months is equal to a monthly payment of $352
refinancing only available on outside loans
Personal Loans
Need some extra money, Police FCU has your low interest personal loan
- Low rates
- Use to consolidate and pay off your higher rate loans
- Unsecured fixed and variable rate loans
- Can be used for any purpose
Personal Loan Types Available:
- Backup Line of Credit
A revolving line of credit that is secured with the signature of the applicant.
Apply now for a Backup Line of Credit Online **you must be a Police FCU member to apply for a Police FCU loan**
- Signature Loans
A signature loan is secured with the signature of the applicant with repayment terms up to 72 months.
Apply now for a Signature Loan Online **you must be a Police FCU member to apply for a Police FCU loan**
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Share Secured Loans
A share secured loan is secured with the funds a member has on deposit in an account at the credit union. There is no limit to the amount of money a member can borrow via a share secured loan provided funds are on deposit to support the amount of the loan.
Apply now for a Share Secured Loan Online **you must be a Police FCU member to apply for a Police FCU loan**
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Student Loans
Learn more / apply online now **you must be a Police FCU member to apply for a Police FCU loan**
Now you can pay for college the smart way with great repayment options! The Police FCU Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
