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Police Federal Credit Union
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Lost or stolen ATM / Check Cards
1.888.241.2510 (within the U.S.)   

1.909.941.1398 (outside the U.S.)
  

Police FCU Routing # 254075137  

Police FCU Checking

No hassles.  No hidden charges.  No hidden fees.

Our checking account features:

Don't forget to set up your direct deposit with us


Manage Your Checking Account
Budgeting Tips & Checking Account Coach
Credit Management Coach
Identity Theft Coach


Police FCU VISA® Check Card / ATM Card

Paperless Convenience brought to you by Police FCU

              

The Police FCU VISA® Check Card works as two cards in one. It works like a check providing a convenient, paperless, safe and easy method of paying for purchases, and also as an ATM card, allowing you to obtain cash at ATMs.

The Police FCU Visa® check card:

  • has no annual fee
  • has no monthly usage fees
  • has no interest or finance charges (as long as there are sufficient funds in your account)
  • can be used anywhere VISA® cards are accepted

Don't yet have one? Get yours today!*  You can call, visit a Police FCU branch, or apply online today.

Safety/security precautions: 
-Never share your PIN
-Police FCU employees will never ask you for your PIN.

Find a network ATM in your area

* Must have a valid Police FCU checking account, available to qualified applicants only and may require an application to be submitted and approved.
VISA is a registered trademark of VISA in the United States and other countries

Overdraft Protection

No More Bounced Checks. Protect Yourself, Protect Your Credit

We recognize that at times your checking account might be overdrawn. If this should happen to you and you do not have sufficient funds in your checking account to cover drafts, debit card transactions or withdrawals, Police FCU's, overdraft protection options have your back. We offer a few convenient options that can help you avoid the embarrassment of bouncing a check or having to pay merchant-returned check fees.

Your "piece of mind" overdraft protection options include:

Automatic transfers from your Savings Account – Checks and other items will be covered by available funds transferred from your savings account. There is a maximum of 6 transfers that can occur monthly without your signature.

Transfers from your Line-of-Credit – Checks and other items will be covered by available funds from your established line of credit. There’s no annual fee, no overdraft activation fee, nor are there any recurring overdraft transfer fees for accessing your line of credit account. There is a credit application needed for this account and the current interest rate is charged on amounts advanced.

Backup Courtesy Pay – Checks and other items, including Backup Courtesy Pay fees, will be covered up to a maximum $500.00. This coverage works as a temporary line of credit. Any charged fees count towards the maximum limit. This coverage is available 30 days after account opening. Member must opt-in for Backup Courtesy Pay coverage. See below as certain fees* and restrictions apply.

  • Must have a checking account in good standing to be eligible for Backup Courtesy Pay Overdraft Protection.
  • Overdrafts above the established limit could result in the transaction or draft being
    declined and being returned to the payee.
  • * A fee of $30.00 per overdraft incident will be assessed by the credit union.
  • There is no limit on the number of total fees the credit union can charge for overdrawing an account(s).
  • User must make sufficient deposits to bring their account to a positive end of day balance at least once every 30
     days.
 

We will not authorize and pay overdrafts for the following everyday transactions unless you tell us to do so. 

    • ATM transactions
    • Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction(s) may be declined. Checks are paid from smallest to largest. To opt in for coverage on one time ATM and debit card transactions please complete the form below and mail or submit to the nearest branch.
 

Opt In for overdraft coverage





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9100 Presidential Pkwy, Upper Marlboro, MD 20772 :: Phones: (301) 817-1200, (877) ARU-PFCU, (877) 278-7328 :: Fax: (301) 817-1230
Hours of Operation: Upper Marlboro Branch - M-F 9am-4pm (drive-thru M-F 8am-6pm; Sat. 8:30am-12:30pm); DC Branch - M-F 8am-3pm