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Police Federal Credit Union

Lost, stolen or suspicious fraudulent activity 
on ATM / Check Cards, please call:     
1.888.241.2510 (within the U.S.)     

1.909.941.1398 (outside the U.S.)  

Police FCU Routing # 254075137  

Police FCU Basic Checking

No hassles.  No hidden charges.  No hidden fees.

Our checking account features:

Don't forget to set up your direct deposit with us!

For more information about Benefits Plus® Checking, click here.
For more information about Scorecard® Debit Card Rewards, click here.

Police FCU VISA® Check Card / ATM Card

Paperless Convenience brought to you by Police FCU

               visa check card atm card

The Police FCU VISA® Check Card works as two cards in one. It works like a check providing a convenient, paperless, safe and easy method of paying for purchases, and also as an ATM card, allowing you to obtain cash at ATMs.

The Police FCU Visa® check card:

  • has no annual fee
  • has no monthly usage fees
  • has no interest or finance charges (as long as there are sufficient funds in your account)
  • can be used anywhere VISA® cards are accepted

Don't yet have one? Get yours today!*  You can call, visit a Police FCU branch, or apply online today.

Safety/security precautions: 
-Never share your PIN
-Police FCU employees will never ask you for your PIN.

Find a network ATM in your area

* Must have a valid Police FCU checking account, available to qualified applicants only and may require an application to be submitted and approved.
VISA is a registered trademark of VISA in the United States and other countries

Overdraft Protection

No More Bounced Checks. Protect Yourself, Protect Your Credit

We recognize that at times your checking account might be overdrawn. If this should happen to you and you do not have sufficient funds in your checking account to cover drafts, debit card transactions or withdrawals, Police FCU's, overdraft protection options have your back. We offer a few convenient options that can help you avoid the embarrassment of bouncing a check or having to pay merchant-returned check fees.

Your "peace of mind" overdraft protection options include:

Automatic transfers from your Savings Account – Checks and other items will be covered by available funds transferred from your savings account. There is a maximum of 6 transfers that can occur monthly without your signature.

Transfers from your Line-of-Credit – Checks and other items will be covered by available funds from your established line of credit. There’s no annual fee, no overdraft activation fee, nor are there any recurring overdraft transfer fees for accessing your line of credit account. There is a credit application needed for this account and the current interest rate is charged on amounts advanced.


We will not authorize and pay overdrafts for the following everyday transactions unless you tell us to do so. 

    • ATM transactions
    • Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction(s) may be declined. Checks are paid from smallest to largest. To opt in for coverage on one time ATM and debit card transactions please complete the form below and mail or submit to the nearest branch.

Opt In for Overdraft Coverage

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9100 Presidential Pkwy, Upper Marlboro, MD 20772 :: Phones: (301) 817-1200, (877) ARU-PFCU, (877) 278-7328 :: Fax: (301) 817-1230
© 2017 Police Federal Credit Union. All rights reserved.
The Police Federal Credit Union logo is a registered trademark of the Police Federal Credit Union.

Police Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 301-817-1200 or toll free at 877-278-7328. All products and services available on this website are available at all Police Federal Credit Union branches.